Tag Archives: Late Payments

How Long Does It Stay on My Credit Report?

If your credit report includes some negative items, it’s important to know how long they will remain there. Every negative mark on your credit report has some impact on your overall credit score, so the sooner a negative mark no longer shows up, the better. If you’re trying to improve your credit score, take a […]

Information on Credit Reports

Credit Reports generally contain five types of information: Identification Information: Information such as the name of the individual, current and previous residential addresses, and Social Security number. Trade Line Information: Detailed information reported by creditors and other furnishers on each current and past loan, lease, or other debt (such as utility and medical debts). Public […]