Is it possible to get a mortgage with bad credit? The answer is yes, but attempting to do so can pose unnecessary financial hazards. A far more effective plan would be to improve your credit score first and then seek real estate. Get an FHA Loan When your credit report is less than stellar, you […]
Did you calculate the cost and find out your mortgage payments will be high? If so, your credit score could be to blame. Buying a Home With Average Credit You need a FICO score of 620 or more to be taken seriously by most traditional lenders. With FHA financing a score of 580 or more […]
Are you working towards financing a home? You probably know how your credit rating will impact your loan qualification. You pretty much need the minimum credit rating for FHA home loans, which is a 580 FICO score. If you cannot qualify for FHA insurance, you will be hard-pressed to find any lender until you fix […]
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