Tag Archives: FICO


Understanding Your Credit – Score, Reports and Bureaus

Most Americans do not realize how credit scores, reports and bureaus actually work. In fact, 42 percent believe the myth that lenders must report to all three major credit bureaus. This is wrong and causes a huge headache at times. The truth is that your score could vary by as many as hundreds of points […]

Student Loan or Credit Card Debt
Which Is Worse?

Credit cards and student loans are two major debt lines plaguing American households today. It’s said that the average American family carries $16,061 in credit card debt and a whopping $49,042 in student loan debt. The latter statistic is worth looking into further. How Your Student Loan Impacts Your Credit Your student loan is as […]