Tag Archives: credit history


Understanding Your Credit – Score, Reports and Bureaus

Most Americans do not realize how credit scores, reports and bureaus actually work. In fact, 42 percent believe the myth that lenders must report to all three major credit bureaus. This is wrong and causes a huge headache at times. The truth is that your score could vary by as many as hundreds of points […]

Credit Cards: What You Need to Know Before Applying

Think you know everything there is to know about your credit history and how it will impact your access to credit? In 2013 it was reported that 5% of consumers in the U.S. had an error on a credit report that led to them paying a higher interest rate on a loan. Out of all […]

Uncovering the Mystery that is Your Credit Report

A credit report can either be the key to or road block to getting access to credit. Whether you’re looking to take a trip or purchase a home, your credit history plays a big role in how much you can borrow at what rate. While most of us are aware of how important good credit […]