Category Archives: Loan

How Credit Scores Impact Mortgage Loans

Are you working towards financing a home? You probably know how your credit rating will impact your loan qualification. You pretty much need the minimum credit rating for FHA home loans, which is a 580 FICO score. If you cannot qualify for FHA insurance, you will be hard-pressed to find any lender until you fix […]

Enjoy the Tradition of Sharing a Long-Standing Family Name, Not a Blended Credit Report!

Your poor credit score may not be a case of identity theft, or even the result of irresponsible management of funds. That is, if you have a shared name with a loved one. The tradition of honoring husbands, fathers, and grandfathers by passing down family names is a treasured custom, but can be downright tricky […]