Category Archives: Fair Credit Reporting Act

Who’s Spying On Your Credit?

If you are not regularly monitoring your credit report, you might be surprised to learn who is making credit inquiries. Even more surprising is the decisions these people are making based on that information. If you have filled out an application for a job, a rental property or a mobile phone, or if you need […]

Moving Beyond Stall Letters

We hate to be the bearers of bad news, but credit companies have never been your best friend. One of the reasons may be the fact that they hold a lot of control over a certain item that many people are fearful about: the credit report. In a perfect world, creditors would report only correct […]