Category Archives: Debt


Debt Collection: Dealing with a Collection Agency

It is never fun when a bill gets sent to a debt collection agency. But, sometimes it puts the ball in your court and gives you a chance to achieve true credit repair. Whether you just couldn’t afford to pay your debt or you didn’t agree with it, once it is “in debt collections,” there is […]

Student Loan or Credit Card Debt
Which Is Worse?

Credit cards and student loans are two major debt lines plaguing American households today. It’s said that the average American family carries $16,061 in credit card debt and a whopping $49,042 in student loan debt. The latter statistic is worth looking into further. How Your Student Loan Impacts Your Credit Your student loan is as […]