Category Archives: Credit Reports


Your Credit Report: Prepare for a Mortgage Application

Let’s be honest, not often do we have our credit report on our mind but when the time comes to apply for a mortgage, every point in your credit score matters. While you can get approved with a FICO score around 620, you often need a 740 or higher to get the best rates. If […]

Credit Report Errors: Why, How and Solutions to Fix My Credit

Credit report errors can happen to anyone. It affects roughly 25 percent of files in the United States. This statistic is high enough to cause alarm, and one in 20 files have errors that cause financial damage. A small percentage of these instances involve borrowers with wrongfully reduced scores of 100 points or more. Check for […]

Understanding Your Credit – Score, Reports and Bureaus

Most Americans do not realize how credit scores, reports and bureaus actually work. In fact, 42 percent believe the myth that lenders must report to all three major credit bureaus. This is wrong and causes a huge headache at times. The truth is that your score could vary by as many as hundreds of points […]